Stablecoin infrastructure — live in production
Settle payments
in seconds.
Collect, settle, and pay out on a single platform. EMI-authorised. MiCA-compliant. Settlement in seconds.
Why stablecoin infrastructure
A more efficient
settlement layer.
The intermediary cost
Traditional payment flows route through multiple intermediaries — acquirer, scheme, issuer, settlement bank. Each takes margin. Blended costs reach 3–6%. Settlement takes T+1 to T+3.
What stablecoins change
Regulated stablecoins compress the settlement chain. Customer to merchant in seconds. One platform replaces the acquirer, settlement bank, FX provider, and treasury account.
The regulatory framework
MiCA established the first regulatory framework for stablecoin payments in the EU. Stable Mint operates within it — licensed EMI, issuing its own Electronic Money Tokens, reserves in segregated accounts.
The business account
Your business account on
stablecoin infrastructure.
A regulated account for holding, receiving, converting, and paying out in stablecoins — connected seamlessly to traditional banking rails.
Hold
EURSM and USDSM balances in a regulated account. Stablecoins pegged 1:1 to fiat, backed by segregated reserves held at regulated European banking partners.
Receive
Virtual IBAN for inbound payments via SEPA. Funds arrive as fiat, convert to stablecoins in your account. Direct stablecoin receipts from any wallet on-chain.
Convert
Move between EUR-backed and USD-backed stablecoins on demand. FX conversion built in.
Pay out
Withdraw to any bank account via SEPA or SWIFT. Send stablecoins directly to any wallet on any supported chain. Bulk payouts via API. Scheduled or on-demand.
Settlement
Settlement comparison.
Funds settled in seconds are funds available immediately — for treasury management, conversion, or payout. No settlement delay. No reserve drag.
Vertical integration
Vertically integrated.
One counterparty.
Most stablecoin payment providers rely on third-party tokens. Stable Mint is the issuer, custodian, and payment processor — from initiation to settlement.
Learn about our tokensInfrastructure partners
Use cases
Industries we serve.
High-volume platforms
Payment acceptance and instant settlement. Compliance infrastructure included — KYC, AML, transaction monitoring.
Cross-border trade
EUR and USD settlement between Europe and emerging markets. Compressed times. Reduced costs.
Platform merchants
Your brand, your ledger. Our compliance, custody, and settlement rails.
Marketplace & payroll
Global payouts to suppliers, contractors, or employees. Bank or stablecoin delivery.
The checkout
Accept payments from your customers.
Settle to your account in seconds.
Every Stable Mint business account can be extended with a branded checkout — enabling your customers to pay you via card, bank transfer, or pay-by-bank. Funds settle to your account as stablecoins in ~10 seconds.
The checkout is optional. Businesses that only need to hold, convert, and pay out use the account on its own.
Hosted checkout
Redirect your customers to a Stable Mint-hosted payment page. Fastest to launch.
Embedded widget
Drop the checkout into your own app or website. Your brand, our rails.
White-label
Full control over the payment flow. Your UX, our infrastructure.
Integration
Stablecoin settlement.
Standard integration.
Your customers pay in fiat. Settlement runs on stablecoin rails. From your perspective, a payment arrives in seconds rather than days.
There is no requirement to hold stablecoins, manage wallets, or build blockchain expertise. The complexity is abstracted. You integrate a payment gateway.
Explore the APIOne API
Standard webhooks. RSA-signed authentication. OpenAPI specification available.
Three paths
Hosted checkout, embedded widget, or full white-label.
Days, not months
One counterparty for the full settlement chain. No third-party dependencies.
Talk to our team.
Tell us about your business and payment requirements. We'll walk you through the integration and commercial model.
Tell us about your business and payment requirements.